1. Are You Winging It?

    Most everyone has heard the saying, “If it’s going to be, it’s up to me.” I think that is an accurate saying. Gone are the days that company pensions were provided for employees. Most of you have likely heard of a pension, but how many of you really know what it is? A pension is a company-sp…Read More

  2. How Much Savings Should You Have Saved at Every Age

    Very few things in life are an exact science and few things are definite. We can’t determine how long we will live, when or if we will need assisted living or what unforeseen expenses will arise in the future. We can’t determine if Social Security will be around when we need it or if the marke…Read More

  3. Annuities – The Good, The Bad and The Ugly

    Many of the people I meet with for retirement planning own annuities. Most do not fully understand what they have. With hundreds of different annuities and retirement planning options available, I’d like to shed a little light on the various types. All annuities are contracts with an insurance com…Read More