No one likes to think about death. Let's think instead about protecting our loved ones. Preparing for an unexpected death is the smart way to ensure your family members are well-taken care of when you are gone. Keep your relatives safe and secure by reaching out to us now for a free life insurance consultation. Even those with an existing policy can have their life insurance plan assessed to make sure they are in the best plan for their individual situation.
Term insurance was designed to offer protection for a set period of time and pays a specified amount to your beneficiary as long as you pass away within that time period. The price of the premium does not change over the duration of the life insurance policy.
Permanent life insurance is a great way to protect your family and your estate. Many policies today are set up so that if you have a chronic or terminal illness you can access the death benefit to pay for medical bills. If you don't use it for that, the death benefit passes on to your beneficiaries tax-free.
Long-Term Care Insurance
Medical bills can be daunting during retirement. For seniors, the cost of medical care often accounts for a large portion of their income and a chronic illness can devastate one's assets. If your retirement plan doesn’t account for your health care costs, reach out to our team. We would be happy to evaluate your financial situation and see if a long-term care insurance policy is the right choice for you.
Plan for the unexpected with Elite Retirement Strategies, serving Idaho. Call now for your free consultation.